Services and Fees | Financial Advisor Colorado Springs

At Didion Wealth Management, I create personalized retirement plans tailored for mid- to late-career professionals and retirees in Colorado Springs. My retirement plans help you plan for a confident retirement through personalized retirement planning, tax minimization strategies, and ensuring your 401(k), IRAs and other investments align your risk tolerance and retirement goals — all while keeping fees transparent.

Retirement Planning

I help clients answer important retirement questions like:

-Do I have enough money saved?
-How much can I spend during retirement?
-Will my money last?
-When should I take social security?
-What do I do with my old 401k or other retirement accounts?
-When can I retire?

-Will I be ok?

If you'd like to have a more predictable and enjoyable retirement, then developing a plan may help you get There.

Tax Planning

Tax planning is all about minimizing your taxes paid during your retirement, over your lifetime and potentially your children's lifetime, not just paying less tax in the current year. I Can help you with tax planning through various strategies, such as:

-Roth Conversions
-Backdoor Roth Contributions
-Income Planning
-Tax loss harvesting
-Tax-efficient investments
-Tax-efficient accounts

^{*LPL Financial does not provide legal or tax advice. Please consult with your tax or legal advisor regarding your personal situation.}

Investment Management

Investment Management Services include:

-Portfolio Construction
-Asset Allocation
-Portfolio Implementation
-Portfolio Monitoring
-Portfolio Rebalancing

When managing your Investments, I will manage your Investments to align with your individual goals as well as your own unique:

-Risk tolerance
-Income goals
-Tax situation
-Life expectancy

I can help you manage a variety of investments Accounts such as your 401k, IRA, Roth IRA or standard Brokerage account.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.

Additional Services

Life Insurance, Long-Term Care Insurance and Disability Insurance

Learn more about our insurance planning services by clicking below.

Learn more our insurance planning offerings

Estate Planning

We also offer our clients estate planning services which you can learn more about by clicking below.

Learn more about estate planning services

Fees and Pricing

I do my best work for clients when I manage their retirement accounts and investments according to their retirement plan. Therefore, I primarily charge an advisory fee as a % of the assets under my management, working in a fiduciary capacity for my advisory clients, according to the fee schedule below. Clients with assets under my management also have access to my tax preparation services and estate planning services, either at discounted rates or complimentary depending on total assets under management.

If a client doesn't have assets under my management, wealth management services are billed via a stand alone planning fee that varies based on need and complexity.

*Investment assets are under custody at LPL Financial. For more information on LPL Financial Click Here.

*Insurance products are subject to commissions and not subject to AUM fees or planning fees.

*Certain assets under management (such as 529 plans) are not subject to AUM fees but subject to commissions.

Wealth Management Services and Fees