Wealth Management Advisory Services and Pricing

Retirement Planning

retirement planning Can help you answer questions like:

-Do I have enough money saved?
-How much can I spend during retirement?
-Will my money last?
-When should I take social security?
-What do I do with my old 401k or other retirement account?
-When can I retire?

-Will I be ok?

If you'd like to have a more predictable and enjoyable retirement, then developing a plan may help you get There.

Tax Planning

Tax planning is about reducing your taxes paid over your lifetime and your children's lifetime, not just paying less tax in the current year. I Can help you with tax planning through various strategies, such as:

-Roth Conversions
-Backdoor Roth Contributions
-Income Planning
-Tax loss harvesting
-Tax-efficient investments
-Tax-efficient accounts

^{*LPL Financial does not provide legal or tax advice. Please consult with your tax or legal advisor regarding your personal situation.}

Asset and Investment Management

Investment Management Services include:

-Portfolio Construction
-Asset Allocation
-Portfolio Implementation
-Portfolio Monitoring
-Portfolio Rebalancing

When managing your Investments, I will manage your Investments to align with your individual goals as well as your own unique:

-Risk tolerance
-Income goals
-Tax situation
-Life expectancy

I can help you manage a variety of investments Accounts such as your 401k, IRA, Roth IRA or standard Brokerage account.

^{*Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs. Rebalancing and Asset Allocation do not assure a profit or protect against a loss. All investing involves risk including loss of principal. No strategy assures success or protects against loss.}

Insurance Planning and Risk Management

I can help you make sure you have the right amount of insurance, and the right type of insurance policy, to meet your Wealth preservation and risk management goals making sure you and your family are protected.

I can help you with:

-Life Insurance Planning
-Long Term Care Planning
-Disability Insurance Planning

Estate Planning

In collaboration with estate planning attorneys and Utilizing Wealth.com, We can help you plan and ensure you have the necessary documents in place to Focus your goals.

As well as, making sure your assets are aligned with your estate planning documents and goals.

^{*Wealth.com is a program that enables clients to create legal documents either self-guided or with the assistance of an attorney through Wealth.com's network of attorneys.}^{Wealth.com is not affiliated with or endorsed by LPL Financial.
You are under no obligation to use the services of Wealth.com, and may choose any qualified program to provide legal services.}

Fees and Pricing

Investment assets that are under our management are typically charged and annual advisory fee according to the fee schedule below. Clients with assets under our management have access to our complete wealth management advisory services, either at discounted rates or complimentary.

If a client doesn't have assets under our management, wealth management services are billed via a stand alone planning fee that varies based on need and complexity.

*Investment assets are under custody at LPL Financial. For more information on LPL Financial Click Here.

*Insurance products are subject to commissions and not subject to AUM fees or planning fees.

*Certain assets under management (such as 529 plans) are not subject to AUM fees but subject to commissions.